Own Your Home

Your right to buy your home

As a tenant of Nehemiah Housing Association, you may be able to buy your home at a discounted price thanks to the following government incentives to increase home ownership.

Right to acquire –  may be available to tenancies where the property was built or purchased with public funds or transferred by a local authority after 1 April 1997.  Discounts range from £9,000 – £16,000 dependent on where you live.

Guidance on can be found here

Right To Buy

If you were a secure council tenant and were living in your home when it was transferred from the council to another landlord, or a housing association, then you may have a ‘Preserved’ Right to Buy. If you do, then you can buy your home under the scheme in the same way as if you were still a council tenant. Nehemiah will be able to advise you on whether you have the Preserved Right to Buy..

Guidance on Right to Buy can be found here

Shared Ownership –  The Right to Shared Ownership is available to tenants living in new homes for Social Rent or Affordable Rent delivered through the Affordable Homes Programme 2021-26, with some limited exceptions, Nehemiah will be able to advise you on whether you have the right to Shared Ownership.

Guidance on Shared Ownership can be found here

How Do You Apply?

Before you contact us, we would recommend seeking independent legal and financial advice to make sure this is the right decision for you and to help with the purchase process if you decide to buy your home.

Once you have contacted us, we will send you an application form to fill in and return to us.  We will then check your eligibility to proceed under one of the options available.

If you qualify, we will require a valuation prior to any formal offer notice that details the purchase plans. The process typically takes around 12 weeks.

Right To Buy Scheme Changes

The then Conservative government announced in June 2022 that the Right To Buy scheme would be extended to all housing association tenants.

There was a government consultation on the process and you can view more information on this here