Top Tips For Cutting Back On Christmas Spending

The holiday season is well and truly upon us and, for many, it’s all too easy to get carried away with buying gifts for family and friends – however, it’s important to remember that Christmas is all about spending time with loved ones and appreciating all that is good in our lives rather than spending lots on gifts.

If the worry about increased spending is rising alongside the festive excitement, then we have some top tips for spending less this Christmas. After all, thoughtful gifts don’t have to break the bank.

Tips For Christmas On A Budget

Before you start shopping, carry out a financial check to see how much money you have available for Christmas this year. The last thing you want to do is to run up debt which will cause a lot of stress in the New Year.

Create a budget and do your best to stick to it.

New Isn’t Always Best

Buying new gifts is fine but quickly becomes expensive – there are so many sites nowadays that are brilliant for finding bargains for nearly-new and preloved gifts. Take a look at sites like Vinted, eBay, and Facebook Marketplace to see if you can find the perfect gift for a lot less.

Check Discount Codes Before Checkout

It’s always worth a quick Google before paying for items online, to see if a discount code is available for the particular website.

Suggest Secret Santa

To cut back on the number of gifts you have to buy this year, chat to family and friends to suggest you do Secret Santa this year instead. It’s a fun and far cheaper way to buy gifts for loved ones as everyone still gets a present but you only need to buy for one person, chosen at random from your family or group of friends.

Reuse When You Can

Instead of buying wrapping paper and gift bags, see if you have any magazines or papers at home you can use to save money.

Get Creative

This year, you could make some gifts instead of buying – people always appreciate a present that the giver has spent time and real thought on. You can find gift ideas online.

Plan Ahead
if your budget allows this year, make the most of the Boxing Day sales to squirrel some bargains away for Christmas 2026. You can also cut down on spending by keeping any wrapping paper and gift bags from this year to reuse next Christmas.

Nehemiah Is Here To Help & Support

We want all our tenants to be able to enjoy a happy and healthy Christmas this year, without the worry of overspending and getting into debt.

The good news is there are ways you can save money this festive season and not spend too much – just make sure you create and stick to a budget. There are also other websites to help with budgeting like Money Saving Expert https://www.moneysavingexpert.com/shopping/christmas-savings/

If you’re worried about finances, we’re here to help if you want to make cutbacks this Christmas. You can contact your Housing Officer or call us on 0121 358 0966 or email contact@nehemiah.co.uk and we will do all we can to support you.